@Alex Domeki: I couldn't find a good explenation for why the Asian Black Bear has a white spot on its belly, so I decided to search for all animals. First, I noticed that my cat has a white spot on her neck. I thought that this might have some relation to the Asian Black Bear. If there is a white spot on its neck, it is called a locket marking. If there is a white spot on its belly or chest area, it is called a tuxedo marking. The animal is usually black for it to have a tuxedo marking.